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Showing posts from January, 2025

Time Value of Money (Inflation? Or the "T" word?)

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 I went to IKEA last weekend. I had a coupon that was going to expire and because I knew I wasn't going to get the chance to go on Sunday, I stopped by after going to the Japanese Festival . I almost went to Greekfest after but most of us decided to go home. I  decided I'd like to use the coupon now than have it wasted since IKEA was less than a couple miles away and on the way home. I spent $0.75 with tax for a set of dishes and a serving bowl . The dishes were $0.79. I got 11 of them and one serving bowl because I had already purchased one to try out. I wanted to try it out because it is white and I wanted to see if it will stain. It doesn't. So I went back to complete the set. I added the serving bowl because the coupon was $10 off a $10 or more purchase. The serving bowl was $1.99. I got the small bowl-like instead of the small plates because I thought that would be of more use to me. They look like the small plates but with the curve so I felt they would still work f...
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Beware of Insurance Peddled as Investment

 I got a text inviting from another nurse I used to work with inviting me to a business launch on Zoom. To show support, I planned on attending. Considering the tagline mentioned health, I thought the person was starting a healthcare business. However, something this morning had me wonder if it was something else. And so I looked at the flyer again and the people on there, besides the nurse, had MBA and other titles. I don't want to disclose too much. I still planned to show up. Although I was busy watching Sumo and too excited after. I got a text  later with the link and I joined. My camera on my is off anyway. The nurse was talking about her background. The little bit I heard was about how they weren't of means when she was younger. I then had someone introduce the "Guest Speaker". That's when I muted the sound and did some reading on my Kindle app. Therefore I didn't hear the sales pitch. But I saw it was a sales pitch from a mile away. Sometime this mornin...
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What do you say when people ask about work after FI/RE?

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 I was at a wedding reception last December, so less than a month ago, when someone asked me where I worked. Usually, I get asked what I do for a living. It's easy to say "I have a degree in Nursing". But this woman asked where I worked. I simply said I don't work. She didn't believe me. She asked if I was being truthful.  Considering I don't know her very well and primarily know her from the church, I don't know why she would think that I'm lying. But I quickly turned things around to ask her where she worked. And was asking more questions when the couple came in and so I stopped.  The question about what to say when people ask what you do for a living is something I've seen asked on the FIRE subreddits. So here  is my take on it.  First of all, I try not to talk about work. I think some people ask this question just to make conversation and in some cases, it's easy to say "I have a degree in Nursing". That tends to move the conversa...
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Snow Days when FI/RE'd (Financial Independence Retire Early)

 Happy New year!  Last night, I was on the phone with a friend who asked if I was working and I said no. And she may have said something about it being good because "you don't have to worry about the snow". I simply thought she meant this season. I didn't bother to look outside until this morning when I realized that it has snowed overnight. I'm pretty sure schools are closed because I didn't see much activity outside.  So one of the things I was grateful for this morning was the fact that I don't have to go outside. I thought I would go out and clear the snow but I didn't feel like it. I really wasn't expecting a snow storm. We really haven't had one for a few years and I'm so glad I exited before we got one. Whew! One of the benefits of getting FIRE'd is not having to worry about getting to work during snowstorms. I got some groceries on Thursday and I have enough food available. So what did I do today? Lived. I actually did some cook...
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Happy New Year to the FI/RE'd life.

 The last month of 2024 was busy. I wanted to finish up work around the house. I wanted to get other things done. And I had events to attend. I was at a wedding last month when someone asked where I worked. I simply said I didn't. They thought I was lying. I simply turned it around to ask them where they worked and tried to ask more questions about what they did but the couple came in.  That said, I thought I would've possibly FIRE'd this year or next year. Instead, I felt the call to leave in the Fall of 2023. I am grateful to God for getting me through the year. To be honest, leaving seems scary. Even if the numbers look like they would work, it's not easy to leave. For me, I was afraid I wouldn't have income coming in. I was wrong. I needed to trust God because he more than sustained me throughout the year. It took me about 6 months to leave because I wanted to be sure in the beginning and then I got greedy and wanted to use up benefits. I wouldn't advice tha...
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What do you say when people ask about work after FI/RE?

Image
 I was at a wedding reception last December, so less than a month ago, when someone asked me where I worked. Usually, I get asked what I do for a living. It's easy to say "I have a degree in Nursing". But this woman asked where I worked. I simply said I don't work. She didn't believe me. She asked if I was being truthful.  Considering I don't know her very well and primarily know her from the church, I don't know why she would think that I'm lying. But I quickly turned things around to ask her where she worked. And was asking more questions when the couple came in and so I stopped.  The question about what to say when people ask what you do for a living is something I've seen asked on the FIRE subreddits. So here  is my take on it.  First of all, I try not to talk about work. I think some people ask this question just to make conversation and in some cases, it's easy to say "I have a degree in Nursing". That tends to move the conversa...
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Happy New Year to the FI/RE'd life.

 The last month of 2024 was busy. I wanted to finish up work around the house. I wanted to get other things done. And I had events to attend. I was at a wedding last month when someone asked where I worked. I simply said I didn't. They thought I was lying. I simply turned it around to ask them where they worked and tried to ask more questions about what they did but the couple came in.  That said, I thought I would've possibly FIRE'd this year or next year. Instead, I felt the call to leave in the Fall of 2023. I am grateful to God for getting me through the year. To be honest, leaving seems scary. Even if the numbers look like they would work, it's not easy to leave. For me, I was afraid I wouldn't have income coming in. I was wrong. I needed to trust God because he more than sustained me throughout the year. It took me about 6 months to leave because I wanted to be sure in the beginning and then I got greedy and wanted to use up benefits. I wouldn't advice tha...
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You Don't Have to Start in Med-Surg as a new Grad nurse

In reflecting on my career, I'm reminded of something I heard a lot of as a student: start in Med-Surg. I got lots of reasons. In hindsight, It would've been better to do the thinking myself regarding what I wanted instead of listening to those telling me how it is supposed to go.  Do You Have to start in Med-Surg as a new graduate nurse? No. That is my opinion after working in different specialties of nursing. It is not a bad idea to start in medical-surgical nursing but it is not a requirement or an absolute necessity. If you get the opportunity to work in a specialty you would like to end up in, please go ahead and take that opportunity. Your body will thank you later.  When I was graduating from college, a professor I admired told me to start in med-surg. And back then, it wasn't uncommon to here people say "start in med/surg". One of the reasons I sort of recall was so you can learn the basics of nursing and what not. Another rationale was that because you ar...
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