A Week In The FI/RE'd LIfe: Wednesday - Saturday

 Okay, my goal was to write for each day but I think I'm going to combine the rest of the week. I just didn't have the time for this.  Wednesday: my goal was to prime some walls. However, I spent so much time in the morning trying to tape up stuff that closer to the afternoon, I had to put that on hold for an appliance delivery. They got here early with the new stove and took the old one away. Then I was debating on getting a sprayer. So I researched a few, debated and eventually went to the store. I looked a few there but decided the prep of the sprayer and cleaning it was something I didn't want to deal with this time. So I didn't start painting until after 6 p.m. I did until 9 p.m. Okay, there were other things in between like a phone call and other stuff. The thing is that I only ended up doing half of it. Had I started earlier instead of debating on the sprayer, I would've finished the whole thing.  Thursday: I finished my coat of primer. I may have been out la...
Post a Comment

Can a Nurse attain FI/RE?

Yes. Nurses can attain Financial independence and Retire Early or FIRE. Nursing is a good way to reach FIRE and you don't have to do travel nursing to do that. You can do it working a regular staff job and practicing what I call Financial Prudence. This involves investing. And there are various ways to do that. All investments require risk. And no matter how risk tolerant or risk averse you are, you can work your way toward Financial Independence and Retire Early as a nurse. You FIRE yourself. 

So if you ever wonder: Can a nurse reach FIRE? Can a nurse attain Financial Independence and Retire early?
Again: Yes. Nurses and other "non-tech" professions can also reach their FIRE goal. You don't have to be a tech worker to gain financial independence and retire early.

I'm writing this because I've seen posts on Reddit where people want to know if people working "regular jobs" can reach FIRE. Because a lot of times, you have people with high-paying tech jobs posting about having a net worth of 1.6 million and asking: "do you think I can fire in 8 years?"
I'm actually laughing reading what I just wrote. If you've got that much and you want strangers on the internet to assure you of your ability to retire in 8 years, please invest some of that money into yourself. 

And yes, sometimes, people are there to humble brag. I do understand that most of the ones who post on there are those who want to show off what they have. But there are also others who work regular jobs like some of us did and wonder if it can be done since they are not making 200k or more a year. And I like it when a person who doesn't work in tech posts. One that I vaguely recall was a 36 year old Female accountant who shared her journey after reaching fire. And she graduated with student loans around 2012. She's currently traveling - at least last I saw. I enjoy seeing that because it shows others that young millennials can do it working "regular jobs". Unfortunately, I don't post because I only have one Reddit account and I'm not looking for DM's. I'm a millennial and I also say it can be done. And no, I did not have an inheritance or extra props to help set me up. 


So, if you are reading this wondering if you can retire early as a nurse, I'm here to remind you that not only is it possible, I think would be good to aim for that. Why? Because nursing is hard, period. It's not an easy job. It takes a toll on your body and that's not all, there's the emotional and mental toll. And if you want to know what a toll is, think of the "toll" you pay to go across the bridge or through the tunnels. It's a cost and nursing simply takes it from you. The earlier you stop paying that toll, the better. Think of those who work construction, there are some who are in their late 60s and take an Advil each morning before getting to the job site. 

So yes, you can be financially Independent and Retire Early as a Registered Nurse.  Dare to dream, because dreams do come true. 

Are you a nurse who is aspiring to FIRE? Please share with me. And if you've reach FIRE, congrats. 

Comments

Post a Comment

Popular Posts

What do you say when people ask about work after FI/RE?

Image
 I was at a wedding reception last December, so less than a month ago, when someone asked me where I worked. Usually, I get asked what I do for a living. It's easy to say "I have a degree in Nursing". But this woman asked where I worked. I simply said I don't work. She didn't believe me. She asked if I was being truthful.  Considering I don't know her very well and primarily know her from the church, I don't know why she would think that I'm lying. But I quickly turned things around to ask her where she worked. And was asking more questions when the couple came in and so I stopped.  The question about what to say when people ask what you do for a living is something I've seen asked on the FIRE subreddits. So here  is my take on it.  First of all, I try not to talk about work. I think some people ask this question just to make conversation and in some cases, it's easy to say "I have a degree in Nursing". That tends to move the conversa...
Read more

Happy New Year to the FI/RE'd life.

 The last month of 2024 was busy. I wanted to finish up work around the house. I wanted to get other things done. And I had events to attend. I was at a wedding last month when someone asked where I worked. I simply said I didn't. They thought I was lying. I simply turned it around to ask them where they worked and tried to ask more questions about what they did but the couple came in.  That said, I thought I would've possibly FIRE'd this year or next year. Instead, I felt the call to leave in the Fall of 2023. I am grateful to God for getting me through the year. To be honest, leaving seems scary. Even if the numbers look like they would work, it's not easy to leave. For me, I was afraid I wouldn't have income coming in. I was wrong. I needed to trust God because he more than sustained me throughout the year. It took me about 6 months to leave because I wanted to be sure in the beginning and then I got greedy and wanted to use up benefits. I wouldn't advice tha...
Read more

You Don't Have to Start in Med-Surg as a new Grad nurse

In reflecting on my career, I'm reminded of something I heard a lot of as a student: start in Med-Surg. I got lots of reasons. In hindsight, It would've been better to do the thinking myself regarding what I wanted instead of listening to those telling me how it is supposed to go.  Do You Have to start in Med-Surg as a new graduate nurse? No. That is my opinion after working in different specialties of nursing. It is not a bad idea to start in medical-surgical nursing but it is not a requirement or an absolute necessity. If you get the opportunity to work in a specialty you would like to end up in, please go ahead and take that opportunity. Your body will thank you later.  When I was graduating from college, a professor I admired told me to start in med-surg. And back then, it wasn't uncommon to here people say "start in med/surg". One of the reasons I sort of recall was so you can learn the basics of nursing and what not. Another rationale was that because you ar...
Read more